Getting a credit card after bankruptcy - Yahoo! Finance
You've been to bankruptcy court and back again. So how do you know if you're really ready for a credit card? Here are some points to ponder.
Is the credit card for items you normally buy with cash or a debit card?
Smart card users see plastic as just another payment method, says Clark Howard, nationally syndicated talk show host and co-author of 'Get Clark Smart: The Ultimate Guide to Getting Rich from America's Money-Saving Expert.'
They don't use plastic to buy things they can't afford to purchase with cash.
So, they might use a credit card to buy a plane ticket online for convenience. They wouldn't use one to buy a plane ticket to Asia that they can't quite cover at present.